Protect Your Family's Home

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A house is often the most important and expensive purchase of your family’s life.  Mortgage protection helps make sure that the people you love can remain in the home they love, even if you pass away before the mortgage is paid off.  It's designed to pay off all (or a portion of) your mortgage in the event of your death, and it's especially beneficial to people with costly mortgages that their spouse and/or children couldn’t afford to continue paying if they died.

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Imagine the worst case scenario where you tragically pass away due to a fatal accident;  this would cause your loved ones to immediately experience financial hardship.  On top of your final expenses, the mortgage is also due, but your family has no way to pay it because they no longer have your income to rely on.  They haven't even had enough time to grieve, and now they have to deal with the impending tragedy of foreclosure.

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Like most life insurance, mortgage protection insurance eases the financial burden on your loved ones.  It is an affordable way of ensuring that your home is paid for no matter what the circumstances are.  Whether it's cancer, stroke, heart attack, injury, or death - your family will never be in jeopardy of losing the family home as long as you put a custom mortgage protection insurance plan in place.

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You can also add riders to a mortgage protection policy to help with living benefits.  These benefits could include paying for your mortgage if you become disabled and can’t work or lose your job.  For instance, you could add a long-term disability rider that pays up to 60% of your income to help your bills if you become disabled and can’t work.  Adding riders usually increases your premiums, but riders can help you customize a policy that will work best for you and your family.